Senior Insurance Sales is a longtime dream of mine that has finally come to fruition. Having received my Insurance License in 2004 and going to work with Blue Cross Blue Shield as a “Captive Agent,” I found my calling to work with the Senior Market. I struggled for years continually studying all things CMS related and knew that I could not apply this knowledge to truly benefit my clients. You see, being “Captive” means that I could only sell that one company’s product. I knew that I was selling a good product, but all Medicare Supplements pay the same no matter what Insurance company logo is on your card.
I became an Independent Agent in 2015 and since then I have been able to help my clients find the policy that best suits their needs and budget; never limiting them to just one choice. With Senior Insurance Sales I hope to continue to grow my knowledge so that I may help any senior that needs help navigating the Medicare system.
Medicare Supplement Plans are standardized by the Federal Government. Rates may vary significantly from company to company for the exact same coverage depending on the company you choose.
We are Independent Agents in Monroe, Louisiana, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Senior Insurance Sales represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.
Desiree Stapp is a licensed insurance agent and will gladly share her licensing credentials with you upon request as it is always a good idea to verify the state licensing of any proposed financial advisor.
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